Location: Home-Based (London and surrounding areas)

Salary: £27,000 - £29,000 Basic (inc. Car Allowance) + Financial Guarantees for 6 months + Pension + Bonus + Uncapped Commission 

On Target Earnings (OTE): £45,000 - £65,000+ (plus up to 25% of commission in bonuses!) Employment Type: Full-Time, Permanent 

Recruiter: Cameron James Professional Recruitment

 

 

Summary:

Cameron James Professional Recruitment is seeking an experienced, home-based Remortgage Advisor to join our well-established client, a leading mortgage broker firm, serving a loyal client base across the London area. This pivotal role offers the chance to achieve high earnings while providing expert advice and guidance on remortgage solutions. You will be instrumental in helping existing clients achieve their financial goals, nurturing relationships, and maximizing opportunities within a stimulating and rewarding environment. As a Mortgage Advisor, you will receive pre-qualified leads (8-10 per week) from existing clients, booked directly into your diary, allowing you to focus on what you do best: advising. This offers a fantastic pathway to high earnings for a dedicated Mortgage Broker.

 

 

 

Key Responsibilities for the Remortgage Advisor:

• Client Relationship Management: Generate and maintain your own client relationships, leveraging provided pre-qualified leads.

• Client Consultations: Conduct in-depth consultations to understand clients' financial situations, mortgage history, and specific reasons for wanting to remortgage.

• Financial Analysis: Assess current mortgage terms, analyse financial situations for affordability and eligibility, and review credit reports and other financial documents to determine creditworthiness.

• Market Expertise: Stay fully informed about the current mortgage market, interest rates, and products offered by a wide panel of different lenders.

• Personalised Advice: Compare various mortgage deals and offer tailored, personalised advice based on the client's financial situation and goals.

• Risk & Benefit Explanation: Clearly explain the advantages and disadvantages of remortgaging, discussing potential risks and associated fees.

• Application Management: Assist clients with the mortgage application process, including gathering necessary documentation and liaising with lenders to facilitate a smooth application.

• Negotiation: Negotiate with lenders to secure favourable terms, conditions, and the best interest rates for the remortgage, acting on behalf of clients.

• Compliance: Ensure that all advice provided and transactions conducted comply with relevant financial regulations and laws (FCA).

• Ongoing Support: Provide continuous support and communication to clients throughout the remortgage process, addressing concerns and questions promptly.

• Record Keeping: Maintain accurate records of client interactions and transactions, ensuring all required documentation is complete and appropriately filed.

• Professional Development: Stay updated on changes in the mortgage industry, regulations, and market trends, pursuing continuing education to enhance knowledge and skills.

• Ethical Standards: Uphold high ethical standards, prioritize the best interests of the client, and act transparently in all dealings, disclosing any potential conflicts of interest.

 

 

 

Essential Skills and Qualifications:

• CeMAP qualification or industry equivalent is essential.

• Minimum of 2 years' proven experience providing professional mortgage and protection advice.

• Strong communication and interpersonal skills, with the ability to build rapport and gain client trust.

• Excellent presentation and negotiation skills.

• High level of attention to detail and accuracy in all work.

• Ability to work independently in a home-based environment, managing your own diary effectively.

• Strong time management and organizational skills to handle a consistent flow of leads.

• Ability to work effectively as part of a collaborative remote team.

 

 

 

Remuneration & Benefits of Working with Our Client:

• Competitive Basic Salary: £27,000 - £29,000 (including car allowance).

• Financial Guarantees: Income support for the first 6 months to ensure stability as you build your pipeline.

• Uncapped Commission: Lucrative commission structure with high earnings potential.

• Bonus Structure: Up to 25% of commission in additional bonuses.

• On-Target Earnings (OTE): Realistic £45,000 - £65,000+, offering significant earning potential for a skilled Mortgage Advisor.

• Company Laptop & Software: Provided with industry-leading mortgage software to support your work.

• Dedicated Training & Coaching: Ongoing support to enhance your skills and knowledge.

• Career Progression: Clear opportunities for advancement within a well-established firm.

• Comprehensive Benefits Package: Includes pension scheme, life assurance, and more.

• Pre-qualified Leads: Receive 8-10 pre-booked leads per week from existing loyal clients.

 

 

 

Why Apply?

This is an outstanding opportunity for an experienced Remortgage Advisor / Mortgage Broker who thrives in a client-focused, service-driven environment and is looking for a home-based role with high earnings potential and job stability. If you are a dedicated professional with a proven track record, seeking a long-term career opportunity covering the dynamic London property market, we want to hear from you.

 

 

 

To Apply:

If you are an experienced Mortgage Advisor with a proven track record of success and the essential qualifications, we encourage you to apply.

 

Contact: Bryn McMillan Financial Services Recruitment Director Cameron James Professional Recruitment

📞 Call: 0203 6332273 📧 Email: Bryn.McMillan@cameron-james.co.uk

 

Register your interest online now!

 

 

 

Job Titles: Remortgage Advisor, Mortgage Advisor, Mortgage Broker, Home-based Remortgage Advisor, Remote Mortgage Advisor, Online Mortgage Advisor, Mortgage Consultant, Financial Advisor London, Experienced Mortgage Advisor.

Location: Home-based, Remote, Work from Home, London, Greater London, South East England, London and Surrounding Areas.

Earnings/Benefits: High Earnings Mortgage Advisor, Uncapped Commission, OTE £45k-£65k, Financial Guarantees, Competitive Salary, Pension, Bonus, Commission, Company Laptop, Industry-leading software, Career Progression, Training and Coaching.

Qualifications/Experience: CeMAP Qualified, CeMAP jobs, 2 years experience mortgage, Experienced Mortgage Broker, Professional Mortgage Advice, Protection Advice.

Role Type: Permanent, Full-time, Remote Mortgage Jobs, Work From Home Mortgage Jobs, Self-employed Mortgage Advisor (alternative), Client-facing, Sales-driven, Regulated Mortgage Advice.

Service Focus: Remortgage Solutions, Mortgage Advice, Protection Advice, Financial Goals, Client Relationships, Mortgage Application Process, Lending Criteria, Interest Rates, Mortgage Market, Lender Liaison, Credit Reports.

Skills: Communication Skills, Interpersonal Skills, Presentation Skills, Negotiation Skills, Attention to Detail, Accuracy, Independent Work, Teamwork, Time Management, Organisational Skills, Client Trust, Rapport Building.

Client Base/Leads: Existing Client Leads, Pre-qualified leads, Booked Appointments, Loyal Clients, Business Development (for personal client relationships).

Compliance: FCA Regulations, Financial Laws, Ethical Standards, Transparency.

General/Related: Financial Services Jobs Remote, Mortgage Careers UK, Brokerage, Well-established firm, Challenging environment, Stimulating environment, Professional Development, UK Mortgage Market.