Job Title: Hybrid Mortgage Advisor / Hybrid Mortgage Broker

Location: Harlow, Essex and surrounding areas

Salary (Employed): Up to £35,000 basic (including car allowance)

OTE: £90,000+ | Exceptional high earnings

Employment Type: Employed or Self-Employed

Recruiter: Cameron James Professional Recruitment

Cameron James Professional Recruitment is delighted to be working in partnership with a highly successful, forward-thinking mortgage and estate agency group operating from a flagship branch in Harlow. Due to consistently high property volumes and a strong financial-services-focused culture, our client is seeking an experienced Hybrid Mortgage Advisor or Hybrid Mortgage Broker to work alongside a market-leading estate agency team, offering genuine high earnings and long-term career stability.

This opportunity is ideally suited to an ambitious Hybrid Mortgage Advisor or Hybrid Mortgage Broker who thrives in a high-activity environment, enjoys strong introducer relationships, and is motivated by uncapped high earnings well above market averages.

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Overview – Harlow Hybrid Role

Working from the Harlow estate agency branch 3–4 days per week, the Hybrid Mortgage Advisor will benefit from consistent introductions generated by an experienced and financially focused sales team. The Hybrid Mortgage Broker will typically receive 7–10 high-quality mortgage leads per week, with the sheer volume of property sales in the Harlow area creating exceptional opportunity for sustained high earnings.

Average property values are around £350,000, with regular transactions up to £900,000, and an average case size of circa £3,000. Over the past two years, the branch has averaged 70+ property sales per month, providing a driven Hybrid Mortgage Advisor with the capacity to bank £180,000+ in proc fees, broker fees and protection income, translating into earnings comfortably in excess of £90,000.

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Key Responsibilities

• Operate as a Hybrid Mortgage Advisor working closely with the Harlow estate agency team

• Provide whole-of-market mortgage and protection advice as a Hybrid Mortgage Broker

• Conduct face-to-face appointments in branch, alongside telephone and virtual consultations

• Convert 7–10 qualified leads per week generated by estate agency introducers

• Proactively manage and nurture a warm existing client database for remortgage and protection reviews

• Build long-term relationships with branch managers, sales negotiators, and introducers

• Maintain FCA-compliant advice standards and deliver excellent client outcomes

• Manage pipeline efficiently to support consistent performance and high earnings delivery

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Employed & Self-Employed Options

Our client offers genuine flexibility, making this role attractive to both employed advisors and experienced brokers seeking to top up an existing client bank.

Employed Option

• Basic salary up to £35,000 (including car allowance)

• Monthly bonuses and uncapped commission

• Unvalidated commission structure

• Commission splits ranging from 5% to 32%

• Pension and Death-in-Service benefits

• Full mortgage administration support

• Clear, structured route to high earnings

Self-Employed Option

• Ideal for an experienced Hybrid Mortgage Advisor or Hybrid Mortgage Broker with an existing client bank

• 70% commission split on own business

• 45% commission on company-generated leads

• No hidden costs

• Full mortgage admin support

• Designed specifically to maximise high earnings with minimal overheads

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Skills & Experience Required

• Fully CeMAP qualified (or equivalent)

• Competent Adviser Status (CAS)

• Proven track record as a Mortgage Advisor / Mortgage Broker

• Experience working with estate agency or professional introducers preferred

• Strong knowledge of mortgages and associated protection products

• Ambitious, driven, and target-focused mindset

• Professional, personable, and confident in client-facing environments

• Clean credit history with no unresolved complaints or disciplinary matters

• Full UK driving licence

• Living within a commutable distance of Harlow

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Why Join This Opportunity in Harlow?

• Average property values of £350k, with transactions up to £900k

• Average case sizes of £3,000

• High-performing flagship estate agency branch

• Consistent, high-quality lead generation

• Strong introducer relationships and sales volumes

• Supportive, financially focused culture

• Employed or self-employed flexibility

• Clear and proven route to exceptional high earnings

This is a standout opportunity for a motivated professional seeking the security of a strong pipeline combined with the autonomy and reward of a high-performance advisory role.

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Summary

If you are a fully qualified Hybrid Mortgage Advisor or Hybrid Mortgage Broker looking to work from a flagship estate agency branch in Harlow, this role offers one of the strongest propositions currently available. With structured lead flow, flexible working options, and realistic high earnings exceeding £90,000, this opportunity should not be missed.

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Apply Today

For a confidential discussion about this Harlow-based Hybrid Mortgage Advisor / Hybrid Mortgage Broker opportunity, please contact:

Bryn McMillan

Financial Services Recruitment Director

Cameron James Professional Recruitment

📞 0203 633 273

✉️ Bryn.McMillan@Cameron-James.co.uk

Register HERE

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