Job Information

The clients are mainly Individuals, professionals, business owners and retirees with typical investable assets of £250,000+. Most relationships are long-term, built on cashflow-led planning and annual reviews rather than one-off transactions.

They are a team of 12 people and are looking for a paraplanner who sees themselves as a core part of the advice process, not a back-office function.

The Paraplanner turns adviser fact-finds into compliant, well-researched advice that clients understand. You will own the technical analysis and report writing behind each recommendation, freeing the Financial Planners to spend their time with clients.

You will be the practice’s technical reference point on pensions, investments and tax planning, and a key control in delivering good client outcomes under the FCA’s Consumer Duty.

Key responsibilities

Your core output is clear, accurate suitability reports, typically [3–5] per week alongside review work.

Research and analysis

Analyse fact-finds, attitude-to-risk and capacity-for-loss assessments, and flag gaps or inconsistencies to the adviser

Obtain and interpret existing plan information from providers (LOAs, policy schedules, transfer packs)

Carry out whole-of-market product, platform and fund research and document the rationale

Prepare pension and investment switch and transfer analysis, including charges comparisons and loss of guarantees or benefits

Build and maintain lifetime cashflow models for new and existing clients

Run tax calculations covering income tax, CGT and IHT, including the impact of pensions entering the IHT estate from April 2027

Report writing

Build suitability reports in Saturn, reviewing and refining each AI-generated draft for technical accuracy, personalisation and compliance, across pensions, retirement income drawdown and annuities, investments ISA, GIA, bonds, IHT and trust planning, and protection

Write annual review reports showing ongoing suitability and value for the fee paid

Prepare meeting packs, recommendation summaries and client-friendly illustrations

Write in plain English that a client can follow without the adviser in the room

Adviser and client support

Attend client meetings (in person or video) where helpful, especially for complex cases

Act as a technical sounding board for advisers on rules, allowances and planning options

Liaise with providers, platforms, accountants and solicitors to progress cases