Job Information

  Commercial Insurance Account Handler – Stourbridge

• Position: Commercial Insurance Account Handler (SME to Mid-Market)
• Location: Stourbridge, West Midlands (Commutable from Dudley, Wolverhampton, Kidderminster, and Birmingham)
• Salary: £40,000 to £45,000 Base DOE + Performance-Related Bonus
• Package: Comprehensive Flexible Benefits Suite, On-Site Parking, and Support for Professional Qualifications (CII)

Position Brief

On behalf of a highly successful, fast-growing Independent Insurance Broker, Cameron James is seeking to appoint a skilled Commercial Insurance Account Handler to join their expanding team in Stourbridge.

Driven by sustained organic growth and exceptional client retention, this broker is looking for an ambitious insurance professional to manage an established corporate and commercial portfolio. This is a unique opportunity that offers genuine career progression: our client is equally open to established Commercial Handlers seeking a fresh challenge with a market-leading independent, or ambitious SME Handlers eager to step up, expand their technical capabilities, and transition into Mid-Market handling.

Our client prides itself on an open-market placement policy, meaning you will not be restricted by rigid insurer panels. You will have full access to standard UK composite insurers, London Market facilities, and niche managing general agents (MGAs) to secure the absolute best coverage and premium terms for your clients.

Key Responsibilities & Accountabilities

• Portfolio Management: Undertake day-to-day servicing for a diverse portfolio of commercial clients, managing policy lifecycles across high-value Renewals, Mid-Term Adjustments (MTAs), and New Business enquiries.
• Multi-Class Quotations: Build and present tailored insurance solutions across a broad spectrum of commercial lines, including Commercial Combined, Public & Employers’ Liability, Motor Fleet, Business Interruption, and Commercial Package policies.
• Rigorous Market Broking: Execute comprehensive broking exercises for both new business and renewals, restructuring risk presentations to negotiate terms directly with underwriters.
• Premium Scale: Manage mid-market accounts with individual premiums generally ranging from £5,000 to £100,000, ensuring high levels of technical accuracy.
• Client & Insurer Liaison: Act as the primary technical link between the policyholder and the insurer, finding creative placement solutions for complex or non-standard risks and presenting options clearly back to client directors.

Candidate Profile & Requirements

• Insurance Experience: Previous, demonstrable experience working within the commercial general insurance broking sector is essential. Applications are welcomed from those handling small-to-medium enterprise (SME) risks looking to transition to mid-market accounts.
• Technical & System Skills: High proficiency in handling core commercial policy wordings, alongside strong experience utilising industry standard e-trading platforms and Microsoft Office applications.
• Communication & Presence: Exceptional verbal and written communication skills, with a track record of building long-term rapport with business owners and commercial underwriters alike.
• Location: Must live within a reliable, daily commutable distance of the Stourbridge office.

What’s on Offer

• Financial Reward: A highly competitive basic salary up to £45,000, tailored directly to your current level of experience and technical knowledge.
• Lifestyle Perks: Dedicated on-site parking taking the hassle out of your daily commute, combined with a flexible benefits package customisable to your individual lifestyle needs.
• Professional Development: A highly collaborative office environment with clear, structured pathways into Senior Handling, Placement Specialist, or Account Executive positions, alongside full financial backing for your Cert CII/ACII qualifications.

How to Apply

If you are a motivated insurance professional looking to secure a role with a progressive independent broker that values autonomy and open-market broking, please complete the application link below.